Purchase Season Tickets with finance partner CCU

We know that season tickets are a big financial commitment and we are continuing to partner with Capital Credit Union (CCU) to help allow you to spread the cost of your season ticket.

Thanks to CCU, supporters will be able to split the payments of their Season Ticket across 6, 7, 8, or 9 months. A low APR of 11.6% is applied to the total price of your Season Ticket (total basket value) and will be split equally across the payment term that you select.

Ross County Football Club has teamed up with Capital Credit Union (CCU) to offer a simple and ethical way to spread the cost of your season ticket.

Is there a finance option this year?

Yes, we are delighted to be working with Capital Credit Union (CCU) to offer an affordable finance option for our supporters.

Through CCU, supporters will be able to split the cost of their season ticket over 8 months. A low APR of 11.6% is applied to the total price of your Season Ticket (total basket value) and will be split equally across the payment term you select.

Ross County Football Club acts as a credit broker not a lender and will introduce you to our finance partner, Capital Credit Union (CCU), to complete your application for finance. CCU are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm reference number 213575. Subject to status and affordability. Terms and conditions apply.

Please note that the Capital Credit Union instalment plans can only be used online at the purchase stage, we are unable to process any Finance applications via the ticket office. For further information please visit our finance option page HERE.

To take advantage of this, you will need to be:

• 18 years old or older.
• Able to make regular payments by direct debit.
• In regular employment (minimum 16 hours per week). This includes self-employment, or in a permanent residence with your spouse/partner who is in regular employment*
• Have a credit card or debit card in your name and registered to your address and have a bank or building society current account.
• A permanent UK resident who is a season ticket holder with Ross County FC. Finance is subject to status. Terms and Conditions apply.

You will need to complete a full finance application, which can be done online (this can include a credit check and ID check)

Finance is provided by Capital Credit Union (CCU), a passionate and award-winning community-owned bank, who prioritise members over profit. CCU was established in 1989 and is one of the largest ethical finance providers in the UK, with over 32,000 members and assets of over £42m.
Capital Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 213575)

CCU are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm reference number 213575. Subject to status and affordability. Terms and conditions apply.

Supporters who sign up for the Capital Credit Union instalment plan should read the following important information regarding your application.

CCU REPRESENTATIVE EXAMPLE

Adult Gold Season Ticket

8-Month Plan:

Loan Advance - £399

First Repayment Instalment - £52.07

Subsequent Repayment Instalments - £52.07
Number of Payments - 8
Frequency of Payments – Monthly

Representative APR – 11.6%

Annual Rate of Interest – 11.6%
Total Charge for Credit - £17.55
Total Amount Payable - £416.55

WEBSITE – CCU INSTALMENT PLAN KEY DATES

8-Month Instalment Plan

• Deadline Date to Renew: TBC
• 1st Payment: TBC

7-Month Instalment Plan

• Deadline Date to Renew: TBC
• 1st Payment: TBC

6-Month Instalment Plan

• Deadline Date to Renew: TBC
• 1st Payment: TBC

WEBSITE – THE CCU APPLICATION PROCESS

CLICK HERE and select the Finance Option at Checkout to take advantage of CCU’s offer. You will then be redirected to CCU’s application page where you will be prompted to enter further information to enable your application to be processed.

Please select Existing Member if you had Season Ticket Finance from CCU last year and New Member if this is your first time. This will speed up the application process!

HOW to APPLY FOR CCU FINANCE ONLINE

See our video walkthrough on applying for season ticket finance HERE.

WHAT HAPPENS IF I don’t PAY MY LOAN?

Supporters who sign up for the Finance Option with CCU should note that if you default on 2 consecutive payments, your Season Ticket(s) will be placed on hold and access to Global Energy Stadium temporarily revoked.

Any defaulted payments must be cleared at least 10 working days before the next payment date is due otherwise the next payment will automatically default resulting in your Season Ticket(s) being placed on hold. Manual card payments will be required to bring your account back up to date and you can do this via CCU’s secure online banking portal/app, or by contacting CCU by email at contactus@capitalcreditunion.com or calling 0131 225 9901.

Continued failed payments will result in your Season Ticket(s) being completely cancelled and will affect your eligibility to use this scheme for next season. We are also required to report any non-payments to Credit Reference Agencies, and this may impact your credit rating.

HOW CAN I GET IN TOUCH WITH CCU

You can contact CCU member services by calling 0131 225 9901 or you can e mail contactus@capitalcreditunion.com